Unfair Gaps🇦🇪 UAE

Mobile Gaming Apps Business Guide

11Documented Cases
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All 11 Documented Cases

تجاوز التكاليف المخفية في معالجة الدفع والاستضافة

Payment processing fees: 2.5–3% per transaction (e.g., AED 12,500–15,000 on AED 500K annual revenue) + AED 50–149/month per gateway subscription + AED 0.08–0.25 per SMS OTP; Cloud hosting overrun: AED 12,000–180,000 annually (expected AED 9,600–120,000); Maintenance underestimation: AED 60,000–100,000 annually (expected 15–25% of build cost = AED 60K–100K, but actual often 25–35% = AED 100K–140K).

Payment processing and hosting consume 45–70% of initial app budget beyond development costs. A mid-tier gaming app (AED 400K build cost) budgets AED 180K annually for hosting/payment/maintenance but typically spends AED 280K–320K due to transaction volume scaling and payout verification delays requiring redundant infrastructure.

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غرامات عدم الامتثال لقوانين حماية البيانات والضرائب الاتحادية

VAT penalty: up to 50% of unpaid tax + 5% monthly compound interest; Corporate Tax audit: AED 25,000–100,000 in professional fees + back-tax liability; Data protection compliance: AED 15,000–150,000 upfront + AED 5,000–10,000 annual maintenance; E-invoicing non-compliance (post-Jan 2027): AED 5,000–50,000 per missing invoice.

Mobile gaming apps in UAE face multi-layer compliance obligations: VAT registration at AED 375K turnover (quarterly filing), Corporate Tax annual filing (9%), data protection impact assessments (AED 7K–37K), and e-invoicing mandate (Jan 1, 2027). Non-compliance triggers FTA audits, fines, and potential license revocation.

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خسارة الإيرادات من عمليات الاحتيال الودية والمشتريات غير المصرح بها (Friendly Fraud & Unauthorized Usage Loss)

Per incident: AED 100-2,000 (typical in-app purchase). Friendly fraud ratio: 1-3% of chargeable transactions (conservative estimate for MENA region). Mid-scale platform (AED 50M annual): 2% friendly fraud leakage = AED 1,000,000 annual loss. Carding attacks: AED 50,000-500,000 per organized campaign.

Friendly fraud: Players purchase virtual goods (Robux, character skins, battle passes), consume them, then dispute charges claiming non-delivery or fraud. Platforms cannot easily prove consumption of digital goods. Carding attacks: Stolen payment credentials used to pump accounts with virtual currency; issuer reverses charge, platform retains the liability. Account takeover (ATO): Attacker gains access to player's Apple/Google credentials, makes purchases, original owner disputes. Without transaction velocity checks or geolocation monitoring, these attacks go undetected.

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رسوم المطالبات العكسية والخسائر المالية (Chargeback Fees & Revenue Loss)

Per-transaction: AED 100-400 per chargeback (including fee + lost revenue). Monthly for mid-scale platform (AED 50M annual turnover): AED 25,000-100,000 in preventable chargeback losses. Annual impact: AED 300,000-1,200,000.

Chargeback fees ($20-100 USD per dispute) + revenue loss from reversed transactions + elevated payment processing fees for high chargeback ratios. Additional friction from manual dispute resolution (6 weeks to 6 months per case). Players initiate chargebacks due to lack of clear refund policies or delayed support responses.

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