Verzögerter Zahlungseingang durch lange Zahlungsziele und Disputmanagement

Definition

Australian receivables specialists note that delayed payments and poorly managed receivables result in financial difficulties and prevent companies from meeting costs and expanding their business.[3] For high‑volume, thin‑margin petroleum wholesalers, even modest slippage in collection times forces greater reliance on overdrafts or working capital facilities. If a wholesaler with AUD 100 million annual revenue operates on 30‑day terms but averages 45 days due to manual processes, roughly AUD 4.1 million of extra cash (15/365 of annual revenue) is locked in receivables. At a typical business overdraft rate of ~8–10% p.a. (logic), this creates AUD 330,000–410,000 per year in avoidable interest expense. Outsourced AR providers highlight that automation of error‑free invoicing, reminders, and payment tracking leads to faster payments and reduced bad debts, directly improving cash flow.[3][2] In a capital‑intensive fuel supply chain, this drag on time‑to‑cash is a material and recurring loss.

Why This Matters

The Pitch: Wholesale petroleum players in Australia 🇦🇺 routinely tie up 1–2% of annual revenue in slow‑moving receivables due to manual invoicing and collections. Automation of dunning, dispute tracking, and credit control can free AUD 1–2 million of working capital per AUD 100 million in sales and reduce interest costs materially.

Affected Stakeholders

CFO, Financial Controller, Credit Manager, Accounts Receivable Team Lead, Sales Director (key accounts)

Related Business Risks