🇧🇷Brazil

Multas por Violação da ECA Digital (Lei do Combate ao Jogo Online para Menores)

1 verified sources

Definition

ECA Digital requires operators to implement age assurance, parental consent mechanisms, and content restrictions for players under 18. Apps offering loot boxes, targeted ads, or unmoderated multiplayer interactions to children without explicit parental consent trigger warnings, suspensions, or prohibition from Brazilian operations. Fee processing systems that do not verify age or enforce consent before accepting payments are non-compliant.

Key Findings

  • Financial Impact: R$ 50,000,000 (maximum fine) or up to 10% of annual company revenue in Brazil
  • Frequency: Per violation; warning stage before escalation
  • Root Cause: Absence of age verification logic in payment/fee collection workflows; failure to enforce parental consent before microtransaction processing; loot box monetization not gated by age

Why This Matters

The Pitch: Gaming apps in Brasil 🇧🇷 that do not enforce age-gating or parental controls risk up to R$ 50 million in fines. Automated age verification and parental consent workflows in app store payout systems eliminate this exposure.

Affected Stakeholders

Product Manager, Payment/Billing Engineer, Legal/Compliance

Deep Analysis (Premium)

Financial Impact

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Current Workarounds

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Methodology & Sources

Data collected via OSINT from regulatory filings, industry audits, and verified case studies.

Evidence Sources:

Related Business Risks

Multas por Operação Não Autorizada e Intermediação de Pagamentos para Operadores Ilegais

R$ 20,000,000 (maximum administrative fine) + service suspension + payment method restrictions

Atraso no Time-to-Cash por Reconciliação Manual de IAP

20-40 hours/month manual work; high AR days leading to 2% revenue drag

Perda de Receita por Operações Ilegais e Evasão Fiscal

R$10.8 billion annual tax evasion; 51% market share (H1 2025) representing R$18.1 billion in unreported GGR; projected growth to 72% illegal market dominance by end of 2026

Churn de Clientes por Fricção no Processo de Pagamento e KYC

60% platform churn rate; 63% user frustration rate; 48% operator resource allocation to payment pain; estimated 40-60 hour/month manual KYC processing delays per mid-size operator

Fraude em Instalações de Aplicativos Móveis e Publicidade Enganosa

US$ 460 milhões em 2024 (≈ R$ 2,35 bilhões). Fraude em iOS cresce 80% YoY. Típico: 5-10% do orçamento de aquisição perdido em fraude.

Vazamento de Receita por Card Testing e Fraude em Microtransações

Card testing típico: 2-5% taxa de chargeback em gaming. Custos de autorização: 0,5-1,5% por transação rejeitada. Rejeição de clientes legítimos: perda de 3-8% de conversão potencial. Em base de receita de R$ 10 milhões/mês: até R$ 500 mil/mês em chargebacks + R$ 150-200 mil/mês em false declines.

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