Haftpflichtversicherungsvertrag-Vermeidung durch Pflichtverletzung
Definition
Event organizers acquiring insurance must disclose all requested risks in textform; gross negligence allows insurer to avoid the contract, leaving organizers fully liable for claims like injuries or property damage.
Key Findings
- Financial Impact: Quantified: Up to €50+ Millionen pro unversichertem Schadensfall (typische Haftdeckung)
- Frequency: Pro Event bei Informationslücken
- Root Cause: Manuelle Risikoerfassung und unvollständige Offenlegung an Versicherer
Why This Matters
This pain point represents a significant opportunity for B2B solutions targeting Events Services.
Affected Stakeholders
Event Manager, Veranstalter, Insurance Coordinator
Deep Analysis (Premium)
Financial Impact
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Current Workarounds
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Methodology & Sources
Data collected via OSINT from regulatory filings, industry audits, and verified case studies.
Related Business Risks
Hohe Kosten für Eventversicherung und Genehmigungen
Genehmigungsfehler und Haftungsrisiken bei Veranstaltungen
Verpasste Abrechnungen bei Equipment-Mietungen
Verzögerte Rechnungsstellung aus Budgettracking
Kapazitätsverluste durch Budget-Manualismus
Inventarverluste durch Diebstahl und unzureichende Nachverfolgung
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