Rechnungsbetrug und Doppelzahlung-Risiko (Unzureichende Duplikatserkennung)
Definition
Manual invoice-to-payment matching fails to detect: (1) Duplicate invoices from same contractor with slightly altered invoice numbers, (2) False suppliers registered in procurement systems, (3) Invoices with mismatched bank details (IBAN fraud), (4) Fictitious invoices from spoofed email addresses. Mid-market companies typically experience 1-3% invoice fraud loss per audit cycle.
Key Findings
- Financial Impact: 1-3% of total invoiced volumes lost to fraud/duplicates (€10,000-€50,000 annually); 2-5 hours per fraud investigation (€60-€250 per incident); recovery rate typically 30-50% (remaining loss = unrecoverable)
- Frequency: Quarterly (1-2 fraud incidents per company per year typical; higher for high-volume procurement)
- Root Cause: Manual AP review; lack of invoice deduplication logic; weak supplier master validation; no automated IBAN verification; fragmented invoice channels (email + portals + PEPPOL)
Why This Matters
This pain point represents a significant opportunity for B2B solutions targeting Executive Offices.
Affected Stakeholders
AP Manager, Finance Controller, Internal Audit, Procurement Manager
Deep Analysis (Premium)
Financial Impact
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Current Workarounds
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Methodology & Sources
Data collected via OSINT from regulatory filings, industry audits, and verified case studies.
Related Business Risks
E-Rechnungs-Mandatsverstoß und Betriebsprüfungsrisiko (2027-2028)
Multi-Länder Rechnungsverteilungs-Bottleneck (Fragmentierte Plattformen)
Rechnungsvalidierungs- und Zahlungsverzögerungs-Risiko (Invoice Verification Queue)
Fehlende Invoice Analytics und Rechnungs-Visibility (Mangelnde Datenqualität)
Supplier-Churn durch Zahlungsverzögerung und Rechnungsprozess-Komplexität
Budgetkürzungen führen zu Rückstaueffekten und Notfall-Versorgungslücken
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