GwG-Verstoßstrafen durch unzureichende AML-Screening
Definition
Investment advisors as obliged entities under GwG §2 must implement risk-based AML screening including CDD, EDD for PEPs and transaction monitoring. BaFin enforces via inspections; failures trigger administrative fines up to €5M or twice the benefit, plus criminal penalties.
Key Findings
- Financial Impact: €500,000 administrative fine per violation; up to €5 Mio. or 2x economic benefit[1][4]
- Frequency: Per BaFin inspection or detected breach
- Root Cause: Manual AML screening delays, incomplete customer data checks, missed SAR filings
Why This Matters
This pain point represents a significant opportunity for B2B solutions targeting Investment Advice.
Affected Stakeholders
Compliance Officer, Client Onboarding Manager, Geschäftsführer
Deep Analysis (Premium)
Financial Impact
Financial data and detailed analysis available with full access. Unlock to see exact figures, evidence sources, and actionable insights.
Current Workarounds
Financial data and detailed analysis available with full access. Unlock to see exact figures, evidence sources, and actionable insights.
Get Solutions for This Problem
Full report with actionable solutions
- Solutions for this specific pain
- Solutions for all 15 industry pains
- Where to find first clients
- Pricing & launch costs
Methodology & Sources
Data collected via OSINT from regulatory filings, industry audits, and verified case studies.
Related Business Risks
Manuelle AML-Prüfungsaufwände (20-40 Stunden/Monat)
Risikodrift durch ausbleibendes Rebalancing
Kapazitätsverluste durch manuelle IPS-Updates
GoBD-Verstöße bei Quartalsberichterstattung
Verzögerte Zahlungen durch manuelle Quartalsabrechnungen
Bußgelder für fehlende Informationspflichten
Request Deep Analysis
🇩🇪 Be first to access this market's intelligence