🇩🇪Germany

Nicht geprüfte Leasing-Restschulden bei Trade-Ins

2 verified sources

Definition

Unvollständige Prüfung von Bankenrückkäufen (lien payoff) führt zu Überzahlungen; Verkäufer müssen Versicherung und Zulassungsstelle informieren, sonst zahlen Händler weiter Steuern/Versicherung.

Key Findings

  • Financial Impact: €1.000-5.000 Überzahlung pro Fall; fortlaufende Kfz-Steuer €100-300/Monat
  • Frequency: 1-3% der Trade-Ins mit versteckten Belastungen
  • Root Cause: Manuelle Abfrage fehlgeschlagen bei 'instant deduction minus lien payoff'

Why This Matters

This pain point represents a significant opportunity for B2B solutions targeting Retail Motor Vehicles.

Affected Stakeholders

Used Car Buyer, Finanzcontroller, Vertrieb

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Financial Impact

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Current Workarounds

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Methodology & Sources

Data collected via OSINT from regulatory filings, industry audits, and verified case studies.

Evidence Sources:

Related Business Risks

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