🇮🇳India

कमीशन TDS डिफ़ॉल्ट पेनल्टी

2 verified sources

Definition

Broker commissions treated as taxable services under GST; manual errors in YSP-inclusive amounts lead to GSTR-3B reconciliation failures.

Key Findings

  • Financial Impact: ₹10,000-₹25,000 penalty per return (GST Section 73) + 18% ITC loss on ₹10 lakh commissions
  • Frequency: Monthly/Quarterly filings
  • Root Cause: Manual aggregation of variable YSP/commission data for TDS certificates

Why This Matters

The Pitch: Loan Brokers in India 🇮🇳 waste ₹2-5 लाख annually on TDS/GST errors in commissions. Automation ensures ITC matching and avoids penalties.

Affected Stakeholders

Finance Managers, CA Firms

Deep Analysis (Premium)

Financial Impact

Financial data and detailed analysis available with full access. Unlock to see exact figures, evidence sources, and actionable insights.

Unlock to reveal

Current Workarounds

Financial data and detailed analysis available with full access. Unlock to see exact figures, evidence sources, and actionable insights.

Unlock to reveal

Get Solutions for This Problem

Full report with actionable solutions

$99$39
  • Solutions for this specific pain
  • Solutions for all 15 industry pains
  • Where to find first clients
  • Pricing & launch costs
Get Solutions Report

Methodology & Sources

Data collected via OSINT from regulatory filings, industry audits, and verified case studies.

Evidence Sources:

Related Business Risks

कमीशन गणना त्रुटि से राजस्व हानि

₹10,000-₹50,000 per ₹50 lakh loan (1-3% error on typical 1-5% commission)

YSP छिपाव से धोखाधड़ी जोखिम

₹5-20 लाख per dispute (fines + legal fees); 1.5-3% commission exposure

गलत YSP चयन से निर्णय हानि

₹25,000-₹1 लाख per ₹50 lakh loan (0.5-2% opportunity loss)

फंडिंग वेरिफिकेशन में देरी

₹5-10 lakh per delayed deal (10-14 day delays reduce success by 20-30%)

RBI KFS नियमों का गैर-अनुपालन और जुर्माना जोखिम

Estimated: ₹50,000–₹500,000 per audit failure; License revocation = ₹0 future revenue (100% business loss). Manual KFS creation and tracking: 15–25 hours/month per broker.

अनिवार्य KFS स्वीकृति के बिना लेनदेन निरसन

Estimated: 3–8% of origination fee revenue lost per annum to deal collapse; Average origination fee: ₹2,000–₹5,000 per loan; Deal collapse rate (compliance-driven): 2–5% of pipeline.

Request Deep Analysis

🇮🇳 Be first to access this market's intelligence