🇮🇳India

उच्च Accounts Receivable Days

1 verified sources

Definition

Lenders require CIBIL score >700 and business CCR review for creditworthiness, indicating manual processes in wholesale credit approval increase payment delays.

Key Findings

  • Financial Impact: ₹1.5 Cr+ annual opportunity cost at 12% interest on 45-day AR drag (industry avg. DSO 60-90 days)
  • Frequency: Per credit cycle (monthly)
  • Root Cause: Manual approval without integrated credit scoring

Why This Matters

The Pitch: Wholesale Furniture firms in India waste 45+ days in Time-to-Cash on slow credit checks. Automation of CIBIL integration cuts DSO by 20-30 days.

Affected Stakeholders

Credit Manager, Accounts Receivable Team

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Financial Impact

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Current Workarounds

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Methodology & Sources

Data collected via OSINT from regulatory filings, industry audits, and verified case studies.

Evidence Sources:

Related Business Risks

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