Prolonged Estate Distribution Due to Probate Filing Delays

$10,000-$30,000 per affected estate in missed planning opportunities, emergency funding stopgaps, and potential benefit disruptions when timing slips. • $10,000-$30,000 per beneficiary-heavy estate in foregone growth, inability to rebalance portfolios, and increased reliance on interim credit or liquidity. • $10,000-$30,000 per estate in emergency cash support, planning inefficiencies, and extended professional time.

Ad hoc compliance matrices and estate-specific timelines compiled manually from court rules, tax guidance, and internal policies. • Ad hoc tracking of which beneficiaries can receive interim versus final distributions based on the Trust Officer’s interpretation of timeline spreadsheets and email threads with counsel. • Back-and-forth email requests for missing data, followed by manual reconciliation in spreadsheets and accounting software.