غرامات الترخيص غير المصرح به
Definition
New CBUAE Law effective September 2025 expands scope to include technology-enabled financial services like credit facilitation, requiring licensing for loan brokers pulling credit reports. Unlicensed activities trigger minimum AED 1 million fines.
Key Findings
- Financial Impact: AED 1 million minimum fine per unlicensed activity; up to AED 500 million
- Frequency: Per violation or promotion of unlicensed services
- Root Cause: Manual credit report pulls without automated licensing verification
Why This Matters
This pain point represents a significant opportunity for B2B solutions targeting Loan Brokers.
Affected Stakeholders
Loan Brokers, Credit Analysts, Compliance Officers
Deep Analysis (Premium)
Financial Impact
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Current Workarounds
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Methodology & Sources
Data collected via OSINT from regulatory filings, industry audits, and verified case studies.
Related Business Risks
انتهاكات الاحتيال في التحقق من الهوية
غرامات عدم الامتثال لمكافحة غسيل الأموال
غرامات ضريبة القيمة المضافة على خدمات الوساطة
تأخير تحصيل المدفوعات من خدمات مطابقة القروض
فقدان العملاء بسبب بطء مطابقة الأسعار
احتيال في تسعير الأسعار الخفية للقروض
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