Verzögerter Zahlungseingang durch Ratenpläne und Direktabbuchung

Definition

Many Australian dance studios require term fees to be paid via direct debit systems (e.g. Payrix), often in multiple fortnightly instalments depending on the total fee amount.[3] Enrolment is only considered valid once both the enrolment fee and a valid direct‑debit authority are in place.[3] Other studios allow payment plans when term fees are not settled within a set period, requiring ongoing monitoring of instalments and arrears.[1] With such structures, any failure to correctly set up the direct‑debit schedule, update debit amounts when students change classes, or follow up failed payments leads to late or incomplete collection of term fees. Given class fees of ~AUD 150–320 per term per class and many students paying in multiple instalments,[3] even a modest proportion of failed or delayed instalments materially increases days‑sales‑outstanding (DSO). Logic: if 30% of a studio’s AUD 80,000 term billings are on instalment plans and 15–25% of those instalments fail or are delayed by one fortnight, the studio is effectively carrying AUD 3,600–6,000 of extra receivables per term, tying up working capital and increasing admin effort for re‑debits and chasing.

Why This Matters

The Pitch: Dance companies in Australia 🇦🇺 routinely wait extra 10–20 days each term to collect 20–40% of their tuition because of failed direct debits and ad‑hoc payment plans. Automating debit setup, retrials and dunning for education fees can free up AUD 10,000–50,000 in working capital and reduce effective collection costs by 20–40 hours per term.

Affected Stakeholders

Studio owner, Finance/administration staff, Accounts receivable clerk

Related Business Risks