Atrasos em Reembolsos Obrigatórios
Definition
Refunds via credit card take up to 60 days, violating 'immediate' reimbursement rules, exposing companies to lawsuits; PIX/boleto also delayed.
Key Findings
- Financial Impact: R$60 dias de capital preso + multas por violação (R$2.000+ por caso)
- Frequency: Per delayed refund
- Root Cause: Manual processor notifications, card issuer delays
Why This Matters
The Pitch: E-Learning providers in Brasil 🇧🇷 incur fines and extra costs from delayed refunds taking 60 days via credit card. Automated processing ensures instant compliance.
Affected Stakeholders
Finance, Compliance
Deep Analysis (Premium)
Financial Impact
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Current Workarounds
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Methodology & Sources
Data collected via OSINT from regulatory filings, industry audits, and verified case studies.
Related Business Risks
Direito de Arrependimento em Cursos Online
Chargebacks em Pagamentos Recorrentes
Reembolsos por Certificados Inválidos ou Atrasados
Multas LGPD por Rastreamento de Conclusão de Cursos
Fraudes em Certificados Falsos por Falhas de Tracking
Sobrecarga de Custos em Ciclos de Revisão SME
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