Riscos de Crédito por Dados Limitados em Aprovação
Definition
Reliable credit information concerns persist despite Serasa, critical for risk management in regulated financing.
Key Findings
- Financial Impact: 2-5% portfolio default rate on R$150B+ market; manual errors amplify losses
- Frequency: Per high-value financing deal
- Root Cause: Unreliable credit data in manual approval processes for SAM-regulated leases
Why This Matters
The Pitch: Machinery wholesalers in Brasil incur 2-5% portfolio losses from bad credit decisions. Automated verification improves accuracy.
Affected Stakeholders
Credit Risk Analyst, Finance Approver
Deep Analysis (Premium)
Financial Impact
Financial data and detailed analysis available with full access. Unlock to see exact figures, evidence sources, and actionable insights.
Current Workarounds
Financial data and detailed analysis available with full access. Unlock to see exact figures, evidence sources, and actionable insights.
Get Solutions for This Problem
Full report with actionable solutions
- Solutions for this specific pain
- Solutions for all 15 industry pains
- Where to find first clients
- Pricing & launch costs
Methodology & Sources
Data collected via OSINT from regulatory filings, industry audits, and verified case studies.
Evidence Sources:
Related Business Risks
Atraso na Análise de Crédito para Financiamento
Perda de Vendas por Taxas de Juros Elevadas no Financiamento
Capital Mínimo e Custos Regulatórios em Arrendamento Mercantil
Perda de Capacidade por Gargalos no Agendamento de Entregas
Retrabalho e Penalidades por SLAs Não Cumpridos
Multas Fiscais por Falhas em Contas a Receber e Faturamento Parcial
Request Deep Analysis
🇧🇷 Be first to access this market's intelligence