🇩🇪Germany

Hohe PRI-Prämien und Selbstbeteiligungskosten

2 verified sources

Definition

Deutsche PRI deckt bis 50% Equity/100% Loans, mit 5% Selbstbeteiligung und Prämiensteigerungen (z.B. für China-Exposures bis €3 Mrd. Cap). Manuelle Prozesse erhöhen Kosten.

Key Findings

  • Financial Impact: 5% Selbstbeteiligung pro Schaden (€150.000 bei €3 Mio. Claim); erhöhte Prämien 1–2% p.a. auf €30 Mrd. Stock
  • Frequency: Pro Police und jährliche Anpassungen
  • Root Cause: Manuelle Bewertung politischer Risiken ohne Analytics-Tools

Why This Matters

This pain point represents a significant opportunity for B2B solutions targeting International Trade and Development.

Affected Stakeholders

Underwriter, Compliance Officer

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Financial Impact

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Current Workarounds

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Methodology & Sources

Data collected via OSINT from regulatory filings, industry audits, and verified case studies.

Evidence Sources:

Related Business Risks

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