Erhöhte Risikovorsorge durch Kreditausfälle
Definition
German credit institutions, including savings banks, face increased risk provisioning due to credit defaults, offsetting operating income gains. Administrative spending rose 3.3% amid higher net valuation charges.
Key Findings
- Financial Impact: € millions in additional risk provisions; 3.3% rise in administrative spending (2022 vs 2021)
- Frequency: Annual, expected to continue with rising defaults
- Root Cause: Slow collections, overly optimistic risk assessments, tightened credit conditions
Why This Matters
This pain point represents a significant opportunity for B2B solutions targeting Savings Institutions.
Affected Stakeholders
Risk Managers, Collections Teams, CFOs
Deep Analysis (Premium)
Financial Impact
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Current Workarounds
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Methodology & Sources
Data collected via OSINT from regulatory filings, industry audits, and verified case studies.
Related Business Risks
Verzögerte Mahnwesen-Prozesse und Ausfallverluste
BaFin-Aufsichtsmaßnahmen bei Kreditausfällen
Unterdeckte Kreditausfälle durch Risikounterschätzung
Schwere Pflichtverletzung bei Ruhigen Vermögen
Ineffiziente Kontaktaufnahme zu Kontoinhabern
Verbotene Abwicklung ruhiger Konten
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