🇧🇷Brazil
Atraso no Faturamento de Endossos
1 verified sources
Definition
Mid-term endorsements involve multi-step approvals before NF-e emission, prolonging DSO in an industry with tight cash cycles.
Key Findings
- Financial Impact: 30-60 days increased AR, 1-2% financing cost on delayed premiums[3]
- Frequency: Monthly per endorsement batch
- Root Cause: Bottlenecks in manual approval chains
Why This Matters
The Pitch: Insurance agencies in Brasil lose R$ milhões in delayed cash from endorsements. Automation accelerates time-to-cash by 30 days.
Affected Stakeholders
Accounts receivable, Policy admins
Deep Analysis (Premium)
Financial Impact
Financial data and detailed analysis available with full access. Unlock to see exact figures, evidence sources, and actionable insights.
Unlock to reveal
Current Workarounds
Financial data and detailed analysis available with full access. Unlock to see exact figures, evidence sources, and actionable insights.
Unlock to reveal
Get Solutions for This Problem
Full report with actionable solutions
$99$39
- Solutions for this specific pain
- Solutions for all 15 industry pains
- Where to find first clients
- Pricing & launch costs
Methodology & Sources
Data collected via OSINT from regulatory filings, industry audits, and verified case studies.
Related Business Risks
Perda de Capacidade por Gargalos em Endossos
20-40 hours/agent/month at R$50/hour opportunity cost[4]
Perda de Receita por Endossos Não Faturados
R$ 2-5% of premium revenue per policy adjustment missed[5]
Multas por Rejeição de NF-e em Endossos
R$1.000 to R$10.000 fine per rejected NF-e + 20-40 hours refiling[6]
Multas Administrativas por Não Cumprimento de Prazos em Sinistros
Loss of denial rights forcing indemnity payments; penalties up to R$100,000 daily for non-compliance with SUSEP orders
Perdas por Erros no Cálculo de Comissões
R$10.000 - R$50.000/ano em disputas e pagamentos incorretos para equipes médias (estimativa lógica baseada em complexidade e escala)
Disputas e Falta de Transparência em Repasses de Comissões
R$5.000 - R$30.000/ano em atrasos e disputas (estimativa lógica de horas manuais: 20-40h/mês a R$100/h)
Request Deep Analysis
🇧🇷 Be first to access this market's intelligence