🇧🇷Brazil

Fraude Amigável em Chargebacks Não Detectados

3 verified sources

Definition

Friendly fraud leads to illegitimate chargebacks that are often not contested due to manual process limitations, resulting in direct revenue leakage.

Key Findings

  • Financial Impact: 2-5% da receita em perdas por friendly fraud; R$5.000+ por caso não recuperado
  • Frequency: Diário em e-commerce/SaaS, escalando com volume de transações
  • Root Cause: Falta de análise de padrões (IP, histórico de transações) e representment automatizado

Why This Matters

The Pitch: Empresas de software mobile no Brasil sofrem 2-5% de churn por fraude em chargebacks. Automação previne e recupera perdas anuais de R$100.000+.

Affected Stakeholders

Analista de Fraude, Equipe de Cobrança, Dono de Produto

Deep Analysis (Premium)

Financial Impact

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Current Workarounds

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Methodology & Sources

Data collected via OSINT from regulatory filings, industry audits, and verified case studies.

Evidence Sources:

Related Business Risks

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